M&T offers a full array of products through its Wholesale channel in CT, DC, DE, KY, MA, MD, ME, NH, NJ, NY, OH, PA, RI, VA, VT and WV including:

FHA 203(b):
   - Standard
   - High Balances
   - Streamline Refinances

A full array of Renovation products:
   -203(k) Rehabilitation
   - Limited 203(k)
   - HomeStyle
   - HomeStyle HomeReady
   - 203(k) vs HomeStyle Comparison Matrix.pdf

Other government offerings including:
   - VA
   - USDA

The following Conventional and Treasury programs:
   - Fannie Mae and Freddie Mac Fixed and ARMs
   - Agency High Balances
   - HARP: DU Refi Plus and Open Access
   - M&T Portfolio Jumbo

Other programs that are available in limited geographies include:

FHA Community in select markets in DC, DE, FL, MA, MD, NJ, NY, PA and VA:
   - FHA 203(b) and 203(k)
   - Borrower’s income must be at or less than 80% of the HUD Median Income OR the property must be located in a designated LMI census tract

Co-ops in the states of DC, MD, NJ, NY and VA under the following:
   - Fannie Mae, including High Balances
   - M&T Portfolio Jumbo