
M&T offers a full array of products through its Wholesale channel in CT, DC, DE, KY, MA, MD, ME, NH, NJ, NY, OH, PA, RI, VA, VT and WV including:
FHA 203(b):
- Standard
- High Balances
- Streamline Refinances
A full array of Renovation products:
-203(k) Rehabilitation
- Limited 203(k)
- HomeStyle
- HomeStyle HomeReady
- 203(k) vs HomeStyle Comparison Matrix.pdf
Other government offerings including:
- VA
- USDA
The following Conventional and Treasury programs:
- Fannie Mae and Freddie Mac Fixed and ARMs
- Agency High Balances
- HARP: DU Refi Plus and Open Access
- M&T Portfolio Jumbo
Other programs that are available in limited geographies include:
FHA Community in select markets in DC, DE, FL, MA, MD, NJ, NY, PA and VA:
- FHA 203(b) and 203(k)
- Borrower’s income must be at or less than 80% of the HUD Median Income OR the property must be located in a designated LMI census tract
Co-ops in the states of DC, MD, NJ, NY and VA under the following:
- Fannie Mae, including High Balances
- M&T Portfolio Jumbo