
M&T offers a full array of products in the contiguous 48 states and the District of Columbia including:
FHA 203(b):
- Standard
- High Balances
- Streamline Refinance
Conventional:
- Fannie Mae and Freddie Mac Fixed and ARMs
- Agency High Balances
- Freddie Mac Home Possible and Fannie Mae Homeready
A full array of Renovation products:
- FHA Standard 203(k)
- FHA Limited 203(k)
- Fannie Mae HomeStyle
- High Balances
Other government offerings:
- VA
- USDA
Other programs that are available in limited geographies include:
M&T Portfolio Jumbo products in the states of CT, DC, DE, KY, MA, MD, ME, NH, NJ, NY, OH, PA, RI, VA, VT and WV:
- Jumbo and Jumbo Renovation
Co-ops in the states of DC, MD, NJ, NY and VA under the following:
- Fannie Mae, including High Balances
Down payment assistance (called a DPAL) from SONYMA can be partnered with first mortgages in the state of NY with the following:
- FHA Plus
- Conventional Plus